Ask Claude if you can afford a trip using your own cash flow forecast
Stoke Money finds paychecks, rent and bills in your history and projects every account forward day by day. On its Pro plan you connect Claude, ChatGPT or another MCP assistant, which reads your forecast and can categorize transactions and draft plans, for example checking whether a December trip fits.
Source
_wesley on Hacker News · 2026-10-16 · Project link
Written in our own words. Credit to the original author. Link checked 2026-10-18.
What they did
Stoke Money finds paychecks, rent and bills in your history and projects every account forward day by day. On its Pro plan you connect Claude, ChatGPT or another MCP assistant, which reads your forecast and can categorize transactions and draft plans, for example checking whether a December trip fits.
Result (as claimed)
Free plan available; MCP access on Pro; shared on Show HN.
Tools they used
Cost: Pricing depends on the tools you pick; check each official pricing page.
Set it up
Gather the documents
Collect statements, bills, invoices or tax documents for the period you want reviewed.
Ask for an audit, not actions
Have Stoke Money list findings, amounts and suggested next steps before it does anything.
Approve each action
Approve cancellations, disputes or payments one at a time. Never give an agent open-ended access to move money.
Track the result
Record what changed and what you saved so you can check it next month. This is not financial advice.
Copy the full setup prompt
Paste into your agent and it will walk you through the setup, asking before anything that sends, posts or spends.
You are helping me set up this AI use case end to end in Claude Code. Goal: Ask Claude if you can afford a trip using your own cash flow forecast What the original author did: Stoke Money finds paychecks, rent and bills in your history and projects every account forward day by day. On its Pro plan you connect Claude, ChatGPT or another MCP assistant, which reads your forecast and can categorize transactions and draft plans, for example checking whether a December trip fits. Reported result (as claimed by the author): Free plan available; MCP access on Pro; shared on Show HN. Source: https://news.ycombinator.com/item?id=50122776 Tools they used: Stoke Money, Claude, ChatGPT Category: Money Please: 1. Ask me 3 short questions about my situation (accounts I have, budget, what I want the output to look like). 2. Propose a step-by-step plan using these tools or cheaper alternatives, with the time and cost of each step. Use official pricing pages; say "check pricing" if unsure. 3. Then do the setup with me one step at a time, waiting for my OK before anything that sends messages, posts publicly, spends money or deletes data. 4. Finish with a checklist to run it again next time.
You are helping me set up this AI use case end to end in Codex. Goal: Ask Claude if you can afford a trip using your own cash flow forecast What the original author did: Stoke Money finds paychecks, rent and bills in your history and projects every account forward day by day. On its Pro plan you connect Claude, ChatGPT or another MCP assistant, which reads your forecast and can categorize transactions and draft plans, for example checking whether a December trip fits. Reported result (as claimed by the author): Free plan available; MCP access on Pro; shared on Show HN. Source: https://news.ycombinator.com/item?id=50122776 Tools they used: Stoke Money, Claude, ChatGPT Category: Money Please: 1. Ask me 3 short questions about my situation (accounts I have, budget, what I want the output to look like). 2. Propose a step-by-step plan using these tools or cheaper alternatives, with the time and cost of each step. Use official pricing pages; say "check pricing" if unsure. 3. Then do the setup with me one step at a time, waiting for my OK before anything that sends messages, posts publicly, spends money or deletes data. 4. Finish with a checklist to run it again next time.
You are helping me set up this AI use case end to end in Grok Bot. Goal: Ask Claude if you can afford a trip using your own cash flow forecast What the original author did: Stoke Money finds paychecks, rent and bills in your history and projects every account forward day by day. On its Pro plan you connect Claude, ChatGPT or another MCP assistant, which reads your forecast and can categorize transactions and draft plans, for example checking whether a December trip fits. Reported result (as claimed by the author): Free plan available; MCP access on Pro; shared on Show HN. Source: https://news.ycombinator.com/item?id=50122776 Tools they used: Stoke Money, Claude, ChatGPT Category: Money Please: 1. Ask me 3 short questions about my situation (accounts I have, budget, what I want the output to look like). 2. Propose a step-by-step plan using these tools or cheaper alternatives, with the time and cost of each step. Use official pricing pages; say "check pricing" if unsure. 3. Then do the setup with me one step at a time, waiting for my OK before anything that sends messages, posts publicly, spends money or deletes data. 4. Finish with a checklist to run it again next time.
The Daily 5
Get five new use cases tomorrow morning
Free. Real sources. Unsubscribe any time.
Guides for this use case
How to build AI agents for SEO and ads · How to build an MCP server for AI agents · How to use AI agents for taxes, bills and budgets · How to use ChatGPT for real projects and everyday tasks
Related use cases
Find which LLM calls a cheaper model could have handled
Built Frugon, a local MIT tool that finds which LLM calls a cheaper model could have handled.
Build a ChatGPT and Claude plugin that applies to jobs
Built a ChatGPT and Claude plugin that helps apply to jobs from inside the chat interface.
Keep your work context in a folder so any AI starts informed
Tired of re-explaining his job, clients and writing style every time he switched between ChatGPT and Claude, a consultant moved that context into a folder of files (about him, his clients and more) that any model can read.
Build a multiplayer city driving game for your kid with four AI tools
A parent built a Midtown Madness-style driving game set in Chicago for his daughter in a week: Claude did the frontend and design, ChatGPT the backend, performance and multiplayer, ElevenLabs the music and sound effects, and Tripo the cars.